Seed · Fintech · Prague, Czechia · Founded 2018 · 50–100 employees
4Trans is a Czech fintech startup that provides AI-driven factoring services specifically for small and medium-sized logistics and transportation companies across Europe. Founded in 2018 by Jaroslav Ton, the company addresses a critical gap in financial services for hauliers by offering instant invoice payments through automated risk modeling, allowing customers to receive payment in just five minutes compared to the industry average of three months. The startup has achieved remarkable growth with over 2,300 customers and 118% revenue growth in the last year, having financed over €32 million in invoices. In 2022, 4Trans raised €18 million in equity and debt funding from notable investors including Atmos Ventures, Tera Ventures, and Lighthouse Ventures, positioning itself as a leader in inclusive SME finance in Central and Eastern Europe.
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