Series F · Fintech · Durham, United Kingdom · Founded 2014 · 470–600 employees
Atom Bank is the UK's first app-based digital bank, founded in 2014 and granted a full banking licence in 2015. The bank has raised over $852 million across multiple rounds, with major backing from Spanish bank BBVA, which holds a 39% stake. Atom offers mobile-first banking services including savings accounts, mortgages, and business loans, and has lent over £5 billion to mortgage customers while helping 300,000 people save. The company is notable for being one of the largest UK businesses to implement a four-day working week and is rated as the UK's number one bank on Trustpilot.