Pre Seed · Fintech · London, United Kingdom · Founded 2026 · 4–4 employees
Balance is a full-stack AI accounting firm for SMBs, founded in 2026 and part of Y Combinator's Winter 2026 batch. Its AI agent 'Bea' handles reconciliation, categorization, and reporting in real time, while human accountants review the books and file returns — a hybrid model positioned as an outsourced finance function. The platform integrates directly into tools founders already use, such as Slack, WhatsApp, and email, enabling plain-language financial queries on demand. The three-person founding team brings experience from Female Invest (YC S21), Imperial College, Oxford, McKinsey, Encord (YC W21), and Kapa AI (YC S23), giving it strong YC network depth. The company targets startups, agencies, and e-commerce businesses in the UK and Denmark and is actively hiring for sales and engineering roles.
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