Seed · Fintech · Milan, Italy · Founded 2017 · 30–35 employees
Habacus is a Milan-based fintech startup founded in 2017 by Paolo Cuniberti that operates as a bridge between students, educational institutions, and financial partners to facilitate access to student loans in Italy. The company uses proprietary AI algorithms to certify students' academic performance, enabling access to financial resources without parental guarantees, notably through partnerships with major banks like Intesa Sanpaolo. In December 2024, Habacus secured €5 million in funding led by P101 and CDP Venture Capital to enhance its AI-driven technology and expand services. The startup has partnered with over 1,300 educational institutions and certified more than 30,000 students, demonstrating significant traction in Italy's underdeveloped student financing market.
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