Seed · Climate Tech · Vilnius, Lithuania · Founded 2020 · 50–60 employees
InSoil is a Lithuanian climate finance company that provides funding and technical support to help European farmers transition to regenerative agriculture practices. Founded in 2020 as HeavyFinance, the company has facilitated over €88 million in loans to more than 3,000 farmers and operates across Bulgaria, Latvia, Lithuania, Poland, Portugal, and Ukraine. In June 2025, InSoil secured a landmark €100 million partnership with Key Carbon to scale regenerative agriculture across one million hectares of European farmland. The company's innovative Green Loans model offers zero-interest financing to farmers in exchange for verified carbon credits generated through soil carbon sequestration.
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