Seed · Fintech · Barcelona, Spain · Founded 2021 · 11–50 employees
Kintai is a financial technology startup providing cash advances to SMEs and physical stores with POS systems through a revenue-based financing model. Founded in 2021, the company offers up to €50,000 in funding through a 100% online process where businesses repay advances through daily POS sales. The startup has reached significant milestones including financing €100 million total and raising €2.5 million in funding from ICF Capital and Nekko Capital in January 2023. Kintai operates primarily in Spain and aims to become Europe's largest fintech company by democratizing access to working capital financing.