Series A · Fintech · Tallinn, Estonia · Founded 2018 · 100–120 employees
Montonio is an Estonian fintech startup that provides a comprehensive e-commerce checkout orchestration platform for online merchants. Founded in 2018, the company offers payment processing, buy-now-pay-later financing aggregation, automated refunds, and integrated shipping solutions across the Baltics, Finland, and Poland. The platform serves over 8,000 merchants and has achieved significant traction, with a quarter of Estonia's population using their services in 2021. The company has raised €19 million to date from notable investors including Index Ventures and angel investors who built Wise, Bolt, and Pipedrive, demonstrating strong validation from experienced tech entrepreneurs.