Series A · Fintech · Madrid, Spain · Founded 2020 · 50–100 employees
Payflow is a Spanish fintech that offers earned wage access (EWA) through a mobile app allowing employees to get paid whenever they want, rather than waiting for traditional monthly payroll cycles. The company has raised over €24 million in equity funding plus €27 million in debt, most recently closing a €10 million round in 2025. They serve over 1,000 clients including major brands like Lidl, Mango, Decathlon, and Five Guys across Spain, Portugal, Colombia, and Peru. The company has built integrations with 60+ HR and payroll software providers and reports generating over €6 million in annual revenue with near-positive EBITDA margins.