Seed · Payments & Banking · Tallinn, Estonia · Founded 2021 · 1–10 employees
Paywerk is an Estonian fintech startup providing card-based, cross-border Buy Now, Pay Later payment solutions for e-commerce merchants. The company's platform connects European online stores directly with multiple local financial institutions via a single integration, enabling flexible shopper payment terms without hidden fees. In August 2024, Swedish banking group Swedbank completed a one-hundred percent acquisition of the company for 49 million Swedish Kronor. This acquisition allows Swedbank to integrate Paywerk's technology directly into its regional e-commerce infrastructure.
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