Series A · Fintech · London, United Kingdom · Founded 2019 · 11–50 employees
SAPI operates an API-first embedded finance infrastructure that delivers payment-linked financing directly through digital payment platforms, marketplaces, and payment service providers. The company provides the underlying tech stack for credit underwriting, collections, and compliance, enabling platform partners to offer flexible merchant cash advances. In November 2025, the venture secured a major capital injection comprising 5 million USD in equity alongside a 75 million USD debt facility led by Hudson Cove Capital Management. These fresh funds are designated to scale the platform's embedded lending operations, building on its previous 7.5 million GBP funding round from 2024.
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