Seed · Fintech · Milan, Italy · Founded 2020 · 51–200 employees
Tot is an Italian fintech offering a comprehensive business banking platform specifically designed for SMEs and freelancers. Founded in 2020 by experienced fintech executives including Doris Messina (Chief Digital Transformation Officer at Banca Sella), the company has grown rapidly to serve over 7,000 client companies with triple growth since 2023. Tot provides Italian IBAN accounts, SEPA transfers, payment services, business cards, and administrative tools in one integrated platform, achieving over €1 billion in transaction volumes in 2024. The company recently raised €7 million in Pre-Series A funding in September 2025, bringing total funding to €11 million.
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