Series A · Payments & Banking · Ghent, Belgium · Founded 2013 · 40–50 employees
Twikey is a Belgian fintech founded in 2013 that specialises in e-mandates, SEPA direct debits, and recurring payment management, and is notably Europe's only cross-border provider for digital SEPA Core and B2B Mandates as well as UK BACS and AUDDIS mandates. The platform connects to more than 3,500 banks and payment providers across Europe and integrates with over 500 accounting packages and CRM systems, enabling businesses to reduce failed direct debit losses from ~3% to under 1%. In 2025, Twikey processed over €29 billion in recurring payments for more than 2,000 customers across Europe and the UK, including the Dutch Public Broadcasting service and Q8, growing at 30%+ per year since inception. In April 2026, private equity firm Smile Sail — part of a group with ~€1 billion AUM — acquired a majority stake in Twikey, backing its international expansion ambitions. Early investors include Ark Angels Activator Fund, and the company has raised approximately $1.4M in venture funding prior to the Smile Sail transaction.