Series A · Fintech · Oslo, Norway · Founded 2020 · 70–70 employees
Two is a B2B fintech startup that has created Buy Now Pay Later solutions for business customers, making B2B payments as simple as consumer transactions. Founded in 2020 by Andreas Mjelde, the company enables merchants to offer instant net terms to business buyers with AI-powered credit underwriting through their platform called Delphi and fraud prevention via Frida. Two has achieved remarkable growth of 243% quarterly since launching in Q2 2021, operates across 15 countries with partnerships with major financial institutions like Santander and Allianz Trade, and has raised over €40 million in total funding. The company won the Nordic Fintech Award in the Growth category in 2023 and serves over 200 merchants across Europe and North America.